Call reports 2011
INDUSTRY STATE BANK — 2011
What INDUSTRY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 381,216,000 | 400,892,000 | 430,190,000 | 460,858,000 |
| Total loans | 114,153,000 | 112,873,000 | 112,952,000 | 117,638,000 |
| Allowance for loan losses | 2,238,000 | 2,357,000 | 2,430,000 | 2,493,000 |
| Securities available for sale | 242,987,000 | 255,392,000 | 295,287,000 | 317,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,981,000 | 361,400,000 | 381,994,000 | 412,256,000 |
| Interest-bearing deposits | 332,586,000 | 345,644,000 | 354,364,000 | 389,428,000 |
| Noninterest-bearing deposits | 13,395,000 | 15,756,000 | 27,630,000 | 22,828,000 |
| Equity capital | 31,571,000 | 35,989,000 | 42,639,000 | 44,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,317,000 | 8,828,000 | 13,463,000 | 18,035,000 |
| Interest expense | 1,368,000 | 2,722,000 | 4,109,000 | 5,503,000 |
| Net interest income | 2,949,000 | 6,106,000 | 9,354,000 | 12,532,000 |
| Noninterest income | 1,601,000 | 2,826,000 | 4,067,000 | 5,278,000 |
| Noninterest expense | 2,225,000 | 4,491,000 | 6,687,000 | 9,295,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 625,000 |
| Pretax income | 2,287,000 | 4,441,000 | 7,103,000 | 8,907,000 |
| Income tax | 355,000 | 544,000 | 896,000 | 975,000 |
| Net income | 1,932,000 | 3,897,000 | 6,207,000 | 7,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,306,000 | 31,162,000 | 33,505,000 | 35,415,000 |
| Total capital | 32,443,000 | 33,259,000 | 35,666,000 | 37,689,000 |
| Risk-weighted assets | 170,850,000 | 168,197,000 | 172,666,000 | 181,685,000 |