Call reports 2006
INDUSTRY STATE BANK — 2006
What INDUSTRY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 193,609,000 | 194,545,000 | 197,318,000 | 209,667,000 |
| Total loans | 77,193,000 | 78,974,000 | 79,563,000 | 79,932,000 |
| Allowance for loan losses | 748,000 | 783,000 | 749,000 | 773,000 |
| Securities available for sale | 101,371,000 | 101,729,000 | 104,598,000 | 105,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,812,000 | 168,178,000 | 168,728,000 | 184,248,000 |
| Interest-bearing deposits | 142,786,000 | 142,614,000 | 145,390,000 | 154,458,000 |
| Noninterest-bearing deposits | 23,026,000 | 25,564,000 | 23,338,000 | 29,790,000 |
| Equity capital | 16,984,000 | 16,471,000 | 17,812,000 | 17,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,546,000 | 5,207,000 | 8,006,000 | 10,858,000 |
| Interest expense | 1,264,000 | 2,635,000 | 4,130,000 | 5,724,000 |
| Net interest income | 1,282,000 | 2,572,000 | 3,876,000 | 5,134,000 |
| Noninterest income | 830,000 | 1,625,000 | 2,418,000 | 3,182,000 |
| Noninterest expense | 1,220,000 | 2,537,000 | 3,810,000 | 5,120,000 |
| Provision for loan losses | 25,000 | 55,000 | 85,000 | 115,000 |
| Pretax income | 895,000 | 1,633,000 | 2,448,000 | 3,184,000 |
| Income tax | 170,000 | 299,000 | 454,000 | 580,000 |
| Net income | 725,000 | 1,334,000 | 1,994,000 | 2,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,386,000 | 17,039,000 | 17,234,000 | 16,989,000 |
| Total capital | 17,134,000 | 17,822,000 | 17,983,000 | 17,762,000 |
| Risk-weighted assets | 105,603,000 | 94,883,000 | 101,972,000 | 104,871,000 |
Machine access — free, no API key
Every figure shown here about INDUSTRY STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.