Call reports 2003
INDUSTRY STATE BANK — 2003
What INDUSTRY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 161,635,000 | 163,523,000 | 165,126,000 | 170,525,000 |
| Total loans | 65,249,000 | 65,306,000 | 67,804,000 | 69,245,000 |
| Allowance for loan losses | 1,242,000 | 1,226,000 | 1,252,000 | 1,263,000 |
| Securities available for sale | 87,820,000 | 87,652,000 | 84,108,000 | 87,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,264,000 | 132,910,000 | 137,175,000 | 142,200,000 |
| Interest-bearing deposits | 116,074,000 | 116,657,000 | 119,536,000 | 122,511,000 |
| Noninterest-bearing deposits | 15,190,000 | 16,253,000 | 17,639,000 | 19,689,000 |
| Equity capital | 14,449,000 | 15,591,000 | 14,850,000 | 15,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,012,000 | 4,012,000 | 5,924,000 | 7,925,000 |
| Interest expense | 849,000 | 1,689,000 | 2,482,000 | 3,263,000 |
| Net interest income | 1,163,000 | 2,323,000 | 3,442,000 | 4,662,000 |
| Noninterest income | 573,000 | 1,099,000 | 1,709,000 | 2,226,000 |
| Noninterest expense | 1,019,000 | 2,051,000 | 3,158,000 | 4,391,000 |
| Provision for loan losses | 120,000 | 150,000 | 180,000 | 210,000 |
| Pretax income | 804,000 | 1,507,000 | 2,179,000 | 2,649,000 |
| Income tax | 172,000 | 320,000 | 438,000 | 497,000 |
| Net income | 632,000 | 1,187,000 | 1,741,000 | 2,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,576,000 | 13,153,000 | 13,645,000 | 13,586,000 |
| Total capital | 13,638,000 | 14,229,000 | 14,735,000 | 14,689,000 |
| Risk-weighted assets | 84,755,000 | 85,928,000 | 87,013,000 | 88,083,000 |
Machine access — free, no API key
Every figure shown here about INDUSTRY STATE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.