Call reports 2026
FIRST NATIONAL BANK OF KENTUCKY — 2026
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 257,115,000 | 258,049,000 |
| Total loans | 203,492,000 | 205,350,000 |
| Allowance for loan losses | 2,969,000 | 2,976,000 |
| Securities available for sale | 32,219,000 | 29,927,000 |
| Securities held to maturity | 764,000 | 762,000 |
| Trading assets | 0 | 0 |
| Total deposits | 227,313,000 | 227,584,000 |
| Interest-bearing deposits | 176,735,000 | 174,779,000 |
| Noninterest-bearing deposits | 50,578,000 | 52,805,000 |
| Equity capital | 22,921,000 | 23,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,638,000 | 7,493,000 |
| Interest expense | 1,104,000 | 2,234,000 |
| Net interest income | 2,534,000 | 5,259,000 |
| Noninterest income | 301,000 | 610,000 |
| Noninterest expense | 1,885,000 | 3,616,000 |
| Provision for loan losses | 47,000 | 62,000 |
| Pretax income | 903,000 | 2,178,000 |
| Income tax | 0 | 0 |
| Net income | 903,000 | 2,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 23,130,000 | 23,595,000 |
| Total capital | 25,430,000 | — |
| Risk-weighted assets | 183,261,000 | — |