Call reports 2024
FIRST NATIONAL BANK OF KENTUCKY — 2024
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 216,838,000 | 219,254,000 | 216,297,000 | 225,175,000 |
| Total loans | 168,466,000 | 173,876,000 | 173,308,000 | 172,088,000 |
| Allowance for loan losses | 2,275,000 | 2,341,000 | 2,289,000 | 2,333,000 |
| Securities available for sale | 24,228,000 | 23,914,000 | 22,550,000 | 21,945,000 |
| Securities held to maturity | 1,480,000 | 1,477,000 | 1,349,000 | 1,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,146,000 | 191,349,000 | 188,957,000 | 198,743,000 |
| Interest-bearing deposits | 137,249,000 | 139,991,000 | 140,350,000 | 148,689,000 |
| Noninterest-bearing deposits | 53,897,000 | 51,358,000 | 48,607,000 | 50,054,000 |
| Equity capital | 17,950,000 | 18,061,000 | 19,601,000 | 19,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,771,000 | 5,703,000 | 8,750,000 | 11,841,000 |
| Interest expense | 777,000 | 1,650,000 | 2,650,000 | 3,683,000 |
| Net interest income | 1,994,000 | 4,053,000 | 6,100,000 | 8,158,000 |
| Noninterest income | 267,000 | 548,000 | 834,000 | 1,130,000 |
| Noninterest expense | 1,697,000 | 3,394,000 | 5,127,000 | 6,835,000 |
| Provision for loan losses | 60,000 | 125,000 | 5,000 | 20,000 |
| Pretax income | 504,000 | 1,083,000 | 1,753,000 | 2,370,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 504,000 | 1,083,000 | 1,753,000 | 2,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,990,000 | 19,005,000 | 20,007,000 | 19,866,000 |
| Total capital | 20,836,000 | 20,912,000 | 21,914,000 | 21,809,000 |
| Risk-weighted assets | 147,222,000 | 152,093,000 | 152,107,000 | 155,011,000 |