Call reports 2023
FIRST NATIONAL BANK OF KENTUCKY — 2023
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 195,849,000 | 197,798,000 | 210,221,000 | 211,082,000 |
| Total loans | 152,162,000 | 156,868,000 | 164,220,000 | 164,965,000 |
| Allowance for loan losses | 2,053,000 | 2,121,000 | 2,216,000 | 2,259,000 |
| Securities available for sale | 18,896,000 | 19,501,000 | 21,132,000 | 22,375,000 |
| Securities held to maturity | 1,907,000 | 1,654,000 | 1,531,000 | 1,483,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,802,000 | 172,876,000 | 185,419,000 | 185,450,000 |
| Interest-bearing deposits | 119,332,000 | 124,874,000 | 130,692,000 | 133,180,000 |
| Noninterest-bearing deposits | 52,470,000 | 48,002,000 | 54,727,000 | 52,270,000 |
| Equity capital | 15,616,000 | 16,323,000 | 16,469,000 | 17,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,112,000 | 4,387,000 | 6,881,000 | 9,569,000 |
| Interest expense | 342,000 | 877,000 | 1,509,000 | 2,237,000 |
| Net interest income | 1,770,000 | 3,510,000 | 5,372,000 | 7,332,000 |
| Noninterest income | 258,000 | 519,000 | 785,000 | 1,051,000 |
| Noninterest expense | 1,582,000 | 3,220,000 | 4,875,000 | 6,302,000 |
| Provision for loan losses | 40,000 | 349,000 | 444,000 | 629,000 |
| Pretax income | 406,000 | 461,000 | 839,000 | 1,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 406,000 | 461,000 | 839,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,056,000 | 17,853,000 | 18,056,000 | 18,828,000 |
| Total capital | 18,761,000 | 19,608,000 | 19,904,000 | 20,661,000 |
| Risk-weighted assets | 136,032,000 | 140,070,000 | 147,489,000 | 146,179,000 |