Call reports 2022
FIRST NATIONAL BANK OF KENTUCKY — 2022
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 173,347,000 | 177,965,000 | 185,030,000 | 186,552,000 |
| Total loans | 128,954,000 | 139,221,000 | 146,328,000 | 149,105,000 |
| Allowance for loan losses | 1,733,000 | 1,880,000 | 1,974,000 | 2,014,000 |
| Securities available for sale | 20,719,000 | 19,965,000 | 18,951,000 | 18,950,000 |
| Securities held to maturity | 1,964,000 | 1,961,000 | 1,958,000 | 1,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,604,000 | 159,057,000 | 165,473,000 | 163,060,000 |
| Interest-bearing deposits | 107,354,000 | 111,969,000 | 118,320,000 | 116,966,000 |
| Noninterest-bearing deposits | 47,250,000 | 47,088,000 | 47,153,000 | 46,094,000 |
| Equity capital | 14,520,000 | 14,767,000 | 14,714,000 | 15,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,614,000 | 3,351,000 | 5,234,000 | 7,218,000 |
| Interest expense | 133,000 | 252,000 | 407,000 | 616,000 |
| Net interest income | 1,481,000 | 3,099,000 | 4,827,000 | 6,602,000 |
| Noninterest income | 247,000 | 503,000 | 759,000 | 1,028,000 |
| Noninterest expense | 1,273,000 | 2,653,000 | 4,095,000 | 5,669,000 |
| Provision for loan losses | 78,000 | 220,000 | 313,000 | 353,000 |
| Pretax income | 377,000 | 730,000 | 1,179,000 | 1,609,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 377,000 | 730,000 | 1,179,000 | 1,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,528,000 | 16,089,000 | 16,686,000 | 16,720,000 |
| Total capital | 16,976,000 | 17,652,000 | 18,345,000 | 18,391,000 |
| Risk-weighted assets | 115,557,000 | 124,683,000 | 132,424,000 | 133,363,000 |