Call reports 2021
FIRST NATIONAL BANK OF KENTUCKY — 2021
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 154,873,000 | 155,928,000 | 158,911,000 | 168,626,000 |
| Total loans | 107,356,000 | 117,056,000 | 124,451,000 | 122,045,000 |
| Allowance for loan losses | 1,383,000 | 1,522,000 | 1,652,000 | 1,667,000 |
| Securities available for sale | 13,960,000 | 17,525,000 | 16,858,000 | 21,516,000 |
| Securities held to maturity | 2,077,000 | 1,951,000 | 2,224,000 | 1,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,409,000 | 135,670,000 | 139,021,000 | 148,946,000 |
| Interest-bearing deposits | 94,123,000 | 96,086,000 | 96,759,000 | 105,781,000 |
| Noninterest-bearing deposits | 40,286,000 | 39,584,000 | 42,262,000 | 43,165,000 |
| Equity capital | 14,391,000 | 14,302,000 | 14,554,000 | 15,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,468,000 | 2,988,000 | 4,620,000 | 6,333,000 |
| Interest expense | 174,000 | 335,000 | 483,000 | 624,000 |
| Net interest income | 1,294,000 | 2,653,000 | 4,137,000 | 5,709,000 |
| Noninterest income | 208,000 | 426,000 | 649,000 | 889,000 |
| Noninterest expense | 1,142,000 | 2,363,000 | 3,662,000 | 5,148,000 |
| Provision for loan losses | 50,000 | 200,000 | 330,000 | 345,000 |
| Pretax income | 310,000 | 516,000 | 795,000 | 1,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 516,000 | 795,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,215,000 | 14,159,000 | 14,419,000 | 15,221,000 |
| Total capital | 15,408,000 | 15,439,000 | 15,747,000 | 16,595,000 |
| Risk-weighted assets | 95,298,000 | 102,169,000 | 105,898,000 | 109,696,000 |
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