Call reports 2020
FIRST NATIONAL BANK OF KENTUCKY — 2020
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 122,449,000 | 137,114,000 | 141,439,000 | 143,985,000 |
| Total loans | 89,446,000 | 99,130,000 | 103,450,000 | 106,386,000 |
| Allowance for loan losses | 1,234,000 | 1,238,000 | 1,282,000 | 1,334,000 |
| Securities available for sale | 16,363,000 | 13,646,000 | 12,668,000 | 13,773,000 |
| Securities held to maturity | 2,378,000 | 2,376,000 | 2,375,000 | 2,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,746,000 | 114,608,000 | 119,571,000 | 123,354,000 |
| Interest-bearing deposits | 77,159,000 | 81,022,000 | 84,190,000 | 87,303,000 |
| Noninterest-bearing deposits | 22,587,000 | 33,586,000 | 35,381,000 | 36,051,000 |
| Equity capital | 14,337,000 | 14,134,000 | 14,185,000 | 14,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,691,000 | 4,107,000 | 5,558,000 |
| Interest expense | 243,000 | 466,000 | 677,000 | 871,000 |
| Net interest income | 1,095,000 | 2,225,000 | 3,430,000 | 4,687,000 |
| Noninterest income | 212,000 | 402,000 | 610,000 | 823,000 |
| Noninterest expense | 957,000 | 2,016,000 | 3,091,000 | 4,356,000 |
| Provision for loan losses | 45,000 | 45,000 | 95,000 | 150,000 |
| Pretax income | 305,000 | 567,000 | 854,000 | 1,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 305,000 | 567,000 | 854,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,136,000 | 13,895,000 | 13,978,000 | 13,939,000 |
| Total capital | 15,136,000 | 14,980,000 | 15,114,000 | 15,114,000 |
| Risk-weighted assets | 79,805,000 | 86,781,000 | 90,892,000 | 93,962,000 |