Call reports 2019
FIRST NATIONAL BANK OF KENTUCKY — 2019
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 124,529,000 | 121,344,000 | 121,138,000 | 121,428,000 |
| Total loans | 88,560,000 | 87,590,000 | 85,904,000 | 86,484,000 |
| Allowance for loan losses | 1,398,000 | 1,189,000 | 1,188,000 | 1,189,000 |
| Securities available for sale | 18,044,000 | 18,023,000 | 18,048,000 | 18,257,000 |
| Securities held to maturity | 2,078,000 | 2,323,000 | 2,153,000 | 2,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,017,000 | 95,957,000 | 96,292,000 | 97,594,000 |
| Interest-bearing deposits | 73,524,000 | 72,993,000 | 73,871,000 | 76,305,000 |
| Noninterest-bearing deposits | 23,493,000 | 22,964,000 | 22,421,000 | 21,289,000 |
| Equity capital | 13,812,000 | 13,933,000 | 14,195,000 | 14,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,700,000 | 4,036,000 | 5,367,000 |
| Interest expense | 229,000 | 477,000 | 721,000 | 967,000 |
| Net interest income | 1,088,000 | 2,223,000 | 3,315,000 | 4,400,000 |
| Noninterest income | 197,000 | 400,000 | 618,000 | 836,000 |
| Noninterest expense | 981,000 | 1,932,000 | 2,919,000 | 3,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 304,000 | 691,000 | 1,015,000 | 1,370,000 |
| Income tax | 0 | -13,000 | -13,000 | -13,000 |
| Net income | 304,000 | 704,000 | 1,028,000 | 1,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,947,000 | 13,965,000 | 14,216,000 | 14,089,000 |
| Total capital | 16,319,000 | 14,928,000 | 15,166,000 | 15,050,000 |
| Risk-weighted assets | 77,523,000 | 76,811,000 | 75,736,000 | 76,652,000 |