Call reports 2018
FIRST NATIONAL BANK OF KENTUCKY — 2018
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 114,754,000 | 112,610,000 | 115,995,000 | 121,078,000 |
| Total loans | 77,662,000 | 80,694,000 | 85,294,000 | 87,125,000 |
| Allowance for loan losses | 1,204,000 | 1,245,000 | 1,289,000 | 1,380,000 |
| Securities available for sale | 20,476,000 | 18,005,000 | 16,895,000 | 17,956,000 |
| Securities held to maturity | 2,231,000 | 2,228,000 | 2,075,000 | 2,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,936,000 | 90,063,000 | 92,051,000 | 93,249,000 |
| Interest-bearing deposits | 70,066,000 | 70,219,000 | 71,428,000 | 72,031,000 |
| Noninterest-bearing deposits | 21,870,000 | 19,844,000 | 20,623,000 | 21,218,000 |
| Equity capital | 13,196,000 | 13,145,000 | 13,358,000 | 13,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,139,000 | 2,319,000 | 3,554,000 | 4,848,000 |
| Interest expense | 133,000 | 270,000 | 423,000 | 623,000 |
| Net interest income | 1,006,000 | 2,049,000 | 3,131,000 | 4,225,000 |
| Noninterest income | 213,000 | 414,000 | 610,000 | 814,000 |
| Noninterest expense | 894,000 | 1,752,000 | 2,705,000 | 3,632,000 |
| Provision for loan losses | 0 | 40,000 | 85,000 | 205,000 |
| Pretax income | 325,000 | 671,000 | 952,000 | 1,203,000 |
| Income tax | 0 | -17,000 | -17,000 | -17,000 |
| Net income | 325,000 | 688,000 | 969,000 | 1,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,541,000 | 13,523,000 | 13,761,000 | 13,855,000 |
| Total capital | 14,385,000 | 14,430,000 | 14,692,000 | 14,819,000 |
| Risk-weighted assets | 67,155,000 | 72,226,000 | 74,084,000 | 76,775,000 |