Call reports 2017
FIRST NATIONAL BANK OF KENTUCKY — 2017
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 106,828,000 | 109,157,000 | 110,717,000 | 111,590,000 |
| Total loans | 72,419,000 | 75,738,000 | 77,834,000 | 76,925,000 |
| Allowance for loan losses | 1,193,000 | 1,173,000 | 1,207,000 | 1,194,000 |
| Securities available for sale | 20,358,000 | 20,234,000 | 20,131,000 | 20,672,000 |
| Securities held to maturity | 2,799,000 | 2,546,000 | 2,237,000 | 2,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,912,000 | 86,698,000 | 87,222,000 | 88,458,000 |
| Interest-bearing deposits | 71,478,000 | 69,002,000 | 68,470,000 | 69,513,000 |
| Noninterest-bearing deposits | 17,434,000 | 17,696,000 | 18,752,000 | 18,945,000 |
| Equity capital | 12,823,000 | 12,615,000 | 12,931,000 | 12,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,206,000 | 3,346,000 | 4,519,000 |
| Interest expense | 103,000 | 203,000 | 329,000 | 463,000 |
| Net interest income | 985,000 | 2,003,000 | 3,017,000 | 4,056,000 |
| Noninterest income | 203,000 | 392,000 | 593,000 | 797,000 |
| Noninterest expense | 785,000 | 1,864,000 | 2,677,000 | 3,586,000 |
| Provision for loan losses | 50,000 | 50,000 | 92,000 | 102,000 |
| Pretax income | 353,000 | 481,000 | 841,000 | 1,166,000 |
| Income tax | 0 | -6,000 | -6,000 | -15,000 |
| Net income | 353,000 | 487,000 | 847,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,996,000 | 12,726,000 | 13,077,000 | 13,216,000 |
| Total capital | 13,791,000 | 13,556,000 | 13,934,000 | 14,069,000 |
| Risk-weighted assets | 63,186,000 | 66,080,000 | 68,231,000 | 67,940,000 |