Call reports 2016
FIRST NATIONAL BANK OF KENTUCKY — 2016
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 104,807,000 | 104,872,000 | 103,887,000 | 104,380,000 |
| Total loans | 67,355,000 | 68,574,000 | 71,366,000 | 72,214,000 |
| Allowance for loan losses | 1,153,000 | 1,129,000 | 1,164,000 | 1,181,000 |
| Securities available for sale | 21,656,000 | 21,728,000 | 19,746,000 | 20,371,000 |
| Securities held to maturity | 3,332,000 | 3,329,000 | 3,270,000 | 3,022,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,448,000 | 88,500,000 | 85,572,000 | 86,292,000 |
| Interest-bearing deposits | 69,346,000 | 71,629,000 | 70,115,000 | 70,140,000 |
| Noninterest-bearing deposits | 19,102,000 | 16,871,000 | 15,457,000 | 16,152,000 |
| Equity capital | 12,452,000 | 12,502,000 | 12,668,000 | 12,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,069,000 | 3,139,000 | 4,220,000 |
| Interest expense | 93,000 | 188,000 | 285,000 | 382,000 |
| Net interest income | 941,000 | 1,881,000 | 2,854,000 | 3,838,000 |
| Noninterest income | 201,000 | 401,000 | 610,000 | 821,000 |
| Noninterest expense | 768,000 | 1,544,000 | 2,318,000 | 3,139,000 |
| Provision for loan losses | 0 | 0 | 55,000 | 75,000 |
| Pretax income | 375,000 | 739,000 | 1,092,000 | 1,446,000 |
| Income tax | 0 | -8,000 | -26,000 | -25,000 |
| Net income | 375,000 | 747,000 | 1,118,000 | 1,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,478,000 | 12,468,000 | 12,665,000 | 12,860,000 |
| Total capital | 13,222,000 | 13,231,000 | 13,454,000 | 13,660,000 |
| Risk-weighted assets | 59,128,000 | 60,711,000 | 62,756,000 | 63,596,000 |