Call reports 2014
FIRST NATIONAL BANK OF KENTUCKY — 2014
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,890,000 | 103,562,000 | 103,576,000 | 101,422,000 |
| Total loans | 63,081,000 | 67,922,000 | 68,180,000 | 65,284,000 |
| Allowance for loan losses | 1,042,000 | 1,088,000 | 1,091,000 | 1,101,000 |
| Securities available for sale | 23,549,000 | 23,680,000 | 23,658,000 | 22,553,000 |
| Securities held to maturity | 4,007,000 | 3,653,000 | 3,745,000 | 3,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,420,000 | 91,960,000 | 89,723,000 | 87,381,000 |
| Interest-bearing deposits | 73,266,000 | 74,590,000 | 73,325,000 | 70,989,000 |
| Noninterest-bearing deposits | 15,154,000 | 17,370,000 | 16,398,000 | 16,392,000 |
| Equity capital | 11,023,000 | 11,143,000 | 11,348,000 | 11,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,059,000 | 3,139,000 | 4,197,000 |
| Interest expense | 111,000 | 220,000 | 325,000 | 426,000 |
| Net interest income | 916,000 | 1,839,000 | 2,814,000 | 3,771,000 |
| Noninterest income | 198,000 | 438,000 | 647,000 | 856,000 |
| Noninterest expense | 742,000 | 1,522,000 | 2,278,000 | 3,045,000 |
| Provision for loan losses | 0 | 60,000 | 85,000 | 85,000 |
| Pretax income | 372,000 | 695,000 | 1,098,000 | 1,497,000 |
| Income tax | -3,000 | -3,000 | -3,000 | -6,000 |
| Net income | 375,000 | 698,000 | 1,101,000 | 1,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,251,000 | 11,239,000 | 11,467,000 | 11,718,000 |
| Total capital | 11,939,000 | 12,003,000 | 12,212,000 | 12,452,000 |
| Risk-weighted assets | 54,720,000 | 60,793,000 | 59,242,000 | 58,326,000 |