Call reports 2011
FIRST NATIONAL BANK OF KENTUCKY — 2011
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 96,434,000 | 94,982,000 | 95,842,000 | 96,106,000 |
| Total loans | 66,018,000 | 66,451,000 | 66,341,000 | 63,341,000 |
| Allowance for loan losses | 697,000 | 688,000 | 850,000 | 850,000 |
| Securities available for sale | 17,044,000 | 12,631,000 | 14,568,000 | 14,551,000 |
| Securities held to maturity | 4,486,000 | 4,191,000 | 4,120,000 | 4,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,477,000 | 83,607,000 | 84,321,000 | 84,605,000 |
| Interest-bearing deposits | 72,172,000 | 70,785,000 | 71,406,000 | 72,273,000 |
| Noninterest-bearing deposits | 13,305,000 | 12,822,000 | 12,915,000 | 12,332,000 |
| Equity capital | 10,527,000 | 10,153,000 | 10,324,000 | 10,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,295,000 | 3,463,000 | 4,599,000 |
| Interest expense | 260,000 | 505,000 | 741,000 | 958,000 |
| Net interest income | 887,000 | 1,790,000 | 2,722,000 | 3,641,000 |
| Noninterest income | 199,000 | 414,000 | 613,000 | 804,000 |
| Noninterest expense | 663,000 | 1,321,000 | 2,012,000 | 2,684,000 |
| Provision for loan losses | 50,000 | 50,000 | 230,000 | 330,000 |
| Pretax income | 373,000 | 833,000 | 1,093,000 | 1,431,000 |
| Income tax | 112,000 | 265,000 | 346,000 | 444,000 |
| Net income | 261,000 | 568,000 | 747,000 | 987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,561,000 | 10,697,000 | 10,868,000 | 10,945,000 |
| Total capital | 11,258,000 | 11,385,000 | 11,593,000 | 11,617,000 |
| Risk-weighted assets | 58,198,000 | 57,018,000 | 57,861,000 | 53,610,000 |