Call reports 2010
FIRST NATIONAL BANK OF KENTUCKY — 2010
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 88,787,000 | 89,134,000 | 90,833,000 | 93,066,000 |
| Total loans | 61,078,000 | 62,202,000 | 63,519,000 | 65,967,000 |
| Allowance for loan losses | 616,000 | 649,000 | 660,000 | 676,000 |
| Securities available for sale | 10,925,000 | 14,174,000 | 12,415,000 | 14,092,000 |
| Securities held to maturity | 4,750,000 | 4,562,000 | 4,505,000 | 4,543,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,422,000 | 78,677,000 | 80,107,000 | 82,376,000 |
| Interest-bearing deposits | 66,592,000 | 67,155,000 | 68,800,000 | 69,913,000 |
| Noninterest-bearing deposits | 11,830,000 | 11,522,000 | 11,307,000 | 12,463,000 |
| Equity capital | 9,964,000 | 10,069,000 | 10,288,000 | 10,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,169,000 | 3,288,000 | 4,415,000 |
| Interest expense | 286,000 | 582,000 | 863,000 | 1,134,000 |
| Net interest income | 793,000 | 1,587,000 | 2,425,000 | 3,281,000 |
| Noninterest income | 204,000 | 423,000 | 634,000 | 840,000 |
| Noninterest expense | 662,000 | 1,301,000 | 1,970,000 | 2,623,000 |
| Provision for loan losses | 15,000 | 40,000 | 75,000 | 130,000 |
| Pretax income | 320,000 | 669,000 | 1,014,000 | 1,368,000 |
| Income tax | 98,000 | 207,000 | 327,000 | 420,000 |
| Net income | 222,000 | 462,000 | 687,000 | 948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,925,000 | 10,008,000 | 10,233,000 | 10,316,000 |
| Total capital | 10,541,000 | 10,657,000 | 10,893,000 | 10,992,000 |
| Risk-weighted assets | 53,050,000 | 54,023,000 | 55,625,000 | 57,318,000 |