Call reports 2007
FIRST NATIONAL BANK OF KENTUCKY — 2007
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 69,363,000 | 70,784,000 | 70,423,000 | 70,792,000 |
| Total loans | 41,235,000 | 43,267,000 | 45,741,000 | 46,326,000 |
| Allowance for loan losses | 416,000 | 419,000 | 423,000 | 420,000 |
| Securities available for sale | 18,109,000 | 15,993,000 | 13,561,000 | 14,548,000 |
| Securities held to maturity | 3,975,000 | 4,133,000 | 3,882,000 | 4,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,761,000 | 62,123,000 | 61,518,000 | 61,826,000 |
| Interest-bearing deposits | 49,038,000 | 49,128,000 | 48,271,000 | 49,831,000 |
| Noninterest-bearing deposits | 11,723,000 | 12,995,000 | 13,247,000 | 11,995,000 |
| Equity capital | 8,038,000 | 8,185,000 | 8,440,000 | 8,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,034,000 | 3,068,000 | 4,137,000 |
| Interest expense | 356,000 | 740,000 | 1,133,000 | 1,547,000 |
| Net interest income | 645,000 | 1,294,000 | 1,935,000 | 2,590,000 |
| Noninterest income | 213,000 | 446,000 | 687,000 | 937,000 |
| Noninterest expense | 561,000 | 1,078,000 | 1,649,000 | 2,251,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 297,000 | 662,000 | 972,000 | 1,275,000 |
| Income tax | 90,000 | 200,000 | 302,000 | 392,000 |
| Net income | 207,000 | 462,000 | 670,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,091,000 | 8,237,000 | 8,446,000 | 8,504,000 |
| Total capital | 8,507,000 | 8,656,000 | 8,869,000 | 8,924,000 |
| Risk-weighted assets | 36,840,000 | 38,725,000 | 39,968,000 | 40,113,000 |
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