Call reports 2005
FIRST NATIONAL BANK OF KENTUCKY — 2005
What FIRST NATIONAL BANK OF KENTUCKY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 66,409,000 | 65,365,000 | 66,837,000 | 66,147,000 |
| Total loans | 35,105,000 | 34,245,000 | 35,821,000 | 36,478,000 |
| Allowance for loan losses | 379,000 | 356,000 | 338,000 | 322,000 |
| Securities available for sale | 20,828,000 | 21,426,000 | 20,674,000 | 20,262,000 |
| Securities held to maturity | 3,960,000 | 4,036,000 | 4,120,000 | 4,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,593,000 | 57,304,000 | 58,582,000 | 57,764,000 |
| Interest-bearing deposits | 47,197,000 | 46,140,000 | 46,078,000 | 46,265,000 |
| Noninterest-bearing deposits | 11,396,000 | 11,164,000 | 12,504,000 | 11,499,000 |
| Equity capital | 7,242,000 | 7,437,000 | 7,603,000 | 7,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,638,000 | 2,470,000 | 3,362,000 |
| Interest expense | 216,000 | 437,000 | 673,000 | 922,000 |
| Net interest income | 598,000 | 1,201,000 | 1,797,000 | 2,440,000 |
| Noninterest income | 108,000 | 234,000 | 380,000 | 561,000 |
| Noninterest expense | 451,000 | 907,000 | 1,352,000 | 1,901,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 195,000 | 468,000 | 764,000 | 1,039,000 |
| Income tax | 54,000 | 138,000 | 222,000 | 308,000 |
| Net income | 141,000 | 330,000 | 542,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,501,000 | 7,615,000 | 7,822,000 | 7,928,000 |
| Total capital | 7,880,000 | 7,971,000 | 8,160,000 | 8,250,000 |
| Risk-weighted assets | 39,012,000 | 38,924,000 | 35,052,000 | 34,165,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF KENTUCKY — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.