Call reports 2026
PROVIDENCE BANK — 2026
What PROVIDENCE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,459,963,000 | 1,514,517,000 |
| Total loans | 1,219,216,000 | 1,260,205,000 |
| Allowance for loan losses | 10,771,000 | 10,891,000 |
| Securities available for sale | 149,236,000 | 167,719,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,245,742,000 | 1,292,956,000 |
| Interest-bearing deposits | 1,058,159,000 | 1,102,139,000 |
| Noninterest-bearing deposits | 187,583,000 | 190,817,000 |
| Equity capital | 182,050,000 | 186,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 22,137,000 | 45,220,000 |
| Interest expense | 8,226,000 | 16,886,000 |
| Net interest income | 13,911,000 | 28,334,000 |
| Noninterest income | 494,000 | 1,015,000 |
| Noninterest expense | 6,080,000 | 12,174,000 |
| Provision for loan losses | 284,000 | 404,000 |
| Pretax income | 8,059,000 | 16,786,000 |
| Income tax | 1,755,000 | 3,678,000 |
| Net income | 6,304,000 | 13,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 174,364,000 | 179,064,000 |
| Total capital | 185,690,000 | — |
| Risk-weighted assets | 1,314,707,000 | — |