Call reports 2025
PROVIDENCE BANK — 2025
What PROVIDENCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,354,984,000 | 1,401,860,000 | 1,391,371,000 | 1,404,732,000 |
| Total loans | 1,149,036,000 | 1,176,127,000 | 1,181,004,000 | 1,180,246,000 |
| Allowance for loan losses | 10,369,000 | 10,487,000 | 10,487,000 | 10,493,000 |
| Securities available for sale | 113,981,000 | 122,701,000 | 130,062,000 | 143,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,156,396,000 | 1,189,798,000 | 1,182,054,000 | 1,188,529,000 |
| Interest-bearing deposits | 985,814,000 | 1,006,733,000 | 998,732,000 | 1,004,624,000 |
| Noninterest-bearing deposits | 170,582,000 | 183,065,000 | 183,322,000 | 183,905,000 |
| Equity capital | 163,634,000 | 166,751,000 | 173,399,000 | 179,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 21,038,000 | 42,894,000 | 65,588,000 | 88,022,000 |
| Interest expense | 8,810,000 | 17,690,000 | 26,679,000 | 35,279,000 |
| Net interest income | 12,228,000 | 25,204,000 | 38,909,000 | 52,743,000 |
| Noninterest income | 471,000 | 921,000 | 1,433,000 | 2,226,000 |
| Noninterest expense | 5,597,000 | 11,423,000 | 17,272,000 | 23,234,000 |
| Provision for loan losses | 162,000 | 280,000 | 280,000 | 422,000 |
| Pretax income | 6,915,000 | 14,406,000 | 22,733,000 | 31,189,000 |
| Income tax | 1,464,000 | 3,074,000 | 4,922,000 | 6,604,000 |
| Net income | 5,451,000 | 11,332,000 | 17,811,000 | 24,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,120,000 | 159,939,000 | 164,415,000 | 170,177,000 |
| Total capital | 166,962,000 | 170,890,000 | 175,408,000 | 181,243,000 |
| Risk-weighted assets | 1,210,920,000 | 1,240,541,000 | 1,255,882,000 | 1,276,125,000 |
Machine access — free, no API key
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