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Call reports 2006

PROVIDENCE BANK — 2006

What PROVIDENCE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/063c69c3-50bd-4fe6-95db-00083649f6ac/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets18,587,00028,221,00033,621,00042,057,000
Total loans10,493,00016,896,00023,185,00031,854,000
Allowance for loan losses155,000254,000347,000478,000
Securities available for sale0000
Securities held to maturity0000
Trading assets0000
Total deposits5,408,00015,282,00020,821,00029,347,000
Interest-bearing deposits4,523,00013,588,00018,320,00028,016,000
Noninterest-bearing deposits885,0001,694,0002,501,0001,331,000
Equity capital13,075,00012,852,00012,715,00012,590,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income134,000547,0001,134,0001,886,000
Interest expense14,000129,000337,000624,000
Net interest income120,000418,000797,0001,262,000
Noninterest income010,00019,00028,000
Noninterest expense748,0001,180,0001,661,0002,178,000
Provision for loan losses155,000254,000347,000478,000
Pretax income-783,000-1,006,000-1,192,000-1,366,000
Income tax2,0002,0002,0002,000
Net income-785,000-1,008,000-1,194,000-1,368,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital13,075,00012,852,00012,715,00012,590,000
Total capital13,210,00013,052,00013,028,00013,012,000
Risk-weighted assets10,747,00015,929,00025,038,00033,695,000

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