Call reports 2016
CITYWIDE BANKS — 2016
What CITYWIDE BANKS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,307,881,000 | 1,342,786,000 | 1,368,249,000 | 1,376,324,000 |
| Total loans | 929,822,000 | 994,883,000 | 1,023,510,000 | 1,010,950,000 |
| Allowance for loan losses | 16,307,000 | 14,529,000 | 14,671,000 | 14,758,000 |
| Securities available for sale | 284,835,000 | 249,766,000 | 240,164,000 | 244,339,000 |
| Securities held to maturity | 5,093,000 | 5,092,000 | 5,091,000 | 1,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,146,553,000 | 1,118,834,000 | 1,196,383,000 | 1,203,451,000 |
| Interest-bearing deposits | 665,845,000 | 634,849,000 | 673,142,000 | 687,049,000 |
| Noninterest-bearing deposits | 480,708,000 | 483,985,000 | 523,241,000 | 516,402,000 |
| Equity capital | 131,617,000 | 135,590,000 | 138,208,000 | 139,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,709,000 | 25,853,000 | 39,434,000 | 53,266,000 |
| Interest expense | 538,000 | 1,111,000 | 1,665,000 | 2,206,000 |
| Net interest income | 12,171,000 | 24,742,000 | 37,769,000 | 51,060,000 |
| Noninterest income | 1,064,000 | 2,293,000 | 3,203,000 | 4,625,000 |
| Noninterest expense | 10,094,000 | 20,476,000 | 30,213,000 | 40,388,000 |
| Provision for loan losses | 0 | -1,800,000 | -1,800,000 | -1,800,000 |
| Pretax income | 3,169,000 | 8,443,000 | 12,643,000 | 17,181,000 |
| Income tax | 1,034,000 | 2,895,000 | 4,270,000 | 5,849,000 |
| Net income | 2,135,000 | 5,548,000 | 8,373,000 | 11,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,041,000 | 133,436,000 | 136,271,000 | 139,242,000 |
| Total capital | 143,713,000 | 147,737,000 | 150,942,000 | 154,000,000 |
| Risk-weighted assets | 1,091,130,000 | 1,143,891,000 | 1,184,075,000 | 1,192,719,000 |