Call reports 2015
CITYWIDE BANKS — 2015
What CITYWIDE BANKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,263,476,000 | 1,265,289,000 | 1,310,581,000 | 1,334,962,000 |
| Total loans | 828,555,000 | 847,725,000 | 861,243,000 | 899,843,000 |
| Allowance for loan losses | 16,340,000 | 16,369,000 | 16,402,000 | 16,422,000 |
| Securities available for sale | 249,841,000 | 254,704,000 | 267,273,000 | 294,741,000 |
| Securities held to maturity | 6,975,000 | 6,973,000 | 6,971,000 | 5,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,109,633,000 | 1,113,879,000 | 1,155,436,000 | 1,176,013,000 |
| Interest-bearing deposits | 679,717,000 | 663,868,000 | 691,902,000 | 670,748,000 |
| Noninterest-bearing deposits | 429,916,000 | 450,011,000 | 463,534,000 | 505,265,000 |
| Equity capital | 122,595,000 | 124,561,000 | 126,970,000 | 127,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,831,000 | 24,019,000 | 36,447,000 | 49,569,000 |
| Interest expense | 616,000 | 1,210,000 | 1,792,000 | 2,360,000 |
| Net interest income | 11,215,000 | 22,809,000 | 34,655,000 | 47,209,000 |
| Noninterest income | 1,433,000 | 2,718,000 | 3,360,000 | 4,947,000 |
| Noninterest expense | 10,009,000 | 19,428,000 | 28,735,000 | 39,297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,673,000 | 6,177,000 | 9,371,000 | 12,994,000 |
| Income tax | 864,000 | 1,836,000 | 3,163,000 | 4,261,000 |
| Net income | 1,809,000 | 4,341,000 | 6,208,000 | 8,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,861,000 | 123,319,000 | 125,394,000 | 127,928,000 |
| Total capital | 127,428,000 | 136,006,000 | 138,271,000 | 141,299,000 |
| Risk-weighted assets | 995,371,000 | 1,011,264,000 | 1,026,672,000 | 1,066,590,000 |