Call reports 2012
CITYWIDE BANKS — 2012
What CITYWIDE BANKS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,005,800,000 | 1,037,955,000 | 1,048,175,000 | 1,107,743,000 |
| Total loans | 662,967,000 | 707,034,000 | 719,532,000 | 756,987,000 |
| Allowance for loan losses | 15,499,000 | 16,758,000 | 17,049,000 | 17,446,000 |
| Securities available for sale | 176,244,000 | 172,826,000 | 171,939,000 | 161,835,000 |
| Securities held to maturity | 13,949,000 | 13,775,000 | 13,720,000 | 12,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 881,091,000 | 906,707,000 | 917,206,000 | 971,853,000 |
| Interest-bearing deposits | 582,413,000 | 615,196,000 | 604,293,000 | 614,170,000 |
| Noninterest-bearing deposits | 298,678,000 | 291,511,000 | 312,913,000 | 357,683,000 |
| Equity capital | 99,722,000 | 102,175,000 | 104,337,000 | 103,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,943,000 | 22,528,000 | 34,309,000 | 46,377,000 |
| Interest expense | 1,015,000 | 2,045,000 | 3,060,000 | 3,993,000 |
| Net interest income | 9,928,000 | 20,483,000 | 31,249,000 | 42,384,000 |
| Noninterest income | 1,586,000 | 2,719,000 | 4,761,000 | 1,188,000 |
| Noninterest expense | 8,673,000 | 17,455,000 | 26,817,000 | 35,362,000 |
| Provision for loan losses | 326,000 | 1,384,000 | 2,250,000 | 2,660,000 |
| Pretax income | 2,517,000 | 4,365,000 | 6,945,000 | 5,552,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,517,000 | 4,365,000 | 6,945,000 | 5,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,595,000 | 99,882,000 | 101,182,000 | 99,900,000 |
| Total capital | 108,431,000 | 110,232,000 | 111,468,000 | 110,497,000 |
| Risk-weighted assets | 781,177,000 | 821,596,000 | 816,135,000 | 840,947,000 |