Call reports 2008
CITYWIDE BANKS — 2008
What CITYWIDE BANKS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 918,474,000 | 882,716,000 | 885,216,000 | 844,461,000 |
| Total loans | 616,533,000 | 627,281,000 | 624,520,000 | 625,655,000 |
| Allowance for loan losses | 7,210,000 | 7,368,000 | 8,279,000 | 10,417,000 |
| Securities available for sale | 139,567,000 | 124,100,000 | 107,531,000 | 113,062,000 |
| Securities held to maturity | 28,416,000 | 28,257,000 | 28,054,000 | 25,137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 781,878,000 | 750,684,000 | 746,596,000 | 710,878,000 |
| Interest-bearing deposits | 587,560,000 | 558,447,000 | 557,884,000 | 517,284,000 |
| Noninterest-bearing deposits | 194,318,000 | 192,237,000 | 188,712,000 | 193,594,000 |
| Equity capital | 91,098,000 | 87,585,000 | 86,704,000 | 86,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,305,000 | 27,451,000 | 40,319,000 | 52,120,000 |
| Interest expense | 4,030,000 | 7,213,000 | 10,327,000 | 13,017,000 |
| Net interest income | 10,275,000 | 20,238,000 | 29,992,000 | 39,103,000 |
| Noninterest income | 1,398,000 | 2,642,000 | 4,503,000 | 6,087,000 |
| Noninterest expense | 8,067,000 | 16,856,000 | 27,555,000 | 31,960,000 |
| Provision for loan losses | 520,000 | 896,000 | 1,774,000 | 4,416,000 |
| Pretax income | 3,086,000 | 5,128,000 | 5,166,000 | 4,560,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,086,000 | 4,898,000 | 4,936,000 | 4,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,237,000 | 87,593,000 | 86,932,000 | 85,686,000 |
| Total capital | 95,447,000 | 94,961,000 | 95,211,000 | 94,762,000 |
| Risk-weighted assets | 743,213,000 | 747,775,000 | 743,373,000 | 724,734,000 |