Call reports 2007
CITYWIDE BANKS — 2007
What CITYWIDE BANKS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 878,243,000 | 926,264,000 | 965,848,000 | 949,374,000 |
| Total loans | 624,264,000 | 606,744,000 | 623,249,000 | 615,605,000 |
| Allowance for loan losses | 9,360,000 | 10,150,000 | 10,493,000 | 7,673,000 |
| Securities available for sale | 129,596,000 | 173,533,000 | 185,059,000 | 106,546,000 |
| Securities held to maturity | 32,169,000 | 31,789,000 | 31,729,000 | 28,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,645,000 | 790,333,000 | 812,789,000 | 812,715,000 |
| Interest-bearing deposits | 669,985,000 | 575,999,000 | 615,749,000 | 611,811,000 |
| Noninterest-bearing deposits | 69,660,000 | 214,334,000 | 197,040,000 | 200,904,000 |
| Equity capital | 82,171,000 | 80,870,000 | 86,571,000 | 89,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,886,000 | 32,109,000 | 49,008,000 | 65,063,000 |
| Interest expense | 5,370,000 | 10,914,000 | 16,588,000 | 21,706,000 |
| Net interest income | 10,516,000 | 21,195,000 | 32,420,000 | 43,357,000 |
| Noninterest income | 1,635,000 | 2,919,000 | 4,521,000 | 6,051,000 |
| Noninterest expense | 8,056,000 | 15,960,000 | 24,045,000 | 32,342,000 |
| Provision for loan losses | 409,000 | 2,480,000 | 3,355,000 | 4,100,000 |
| Pretax income | 3,686,000 | 5,674,000 | 9,541,000 | 13,621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,686,000 | 5,674,000 | 9,541,000 | 13,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,145,000 | 81,672,000 | 85,539,000 | 88,233,000 |
| Total capital | 91,186,000 | 90,692,000 | 94,424,000 | 95,906,000 |
| Risk-weighted assets | 722,928,000 | 720,480,000 | 709,173,000 | 733,427,000 |