Call reports 2005
CITYWIDE BANKS — 2005
What CITYWIDE BANKS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 709,969,000 | 726,662,000 | 766,896,000 | 794,187,000 |
| Total loans | 541,439,000 | 565,972,000 | 590,411,000 | 622,358,000 |
| Allowance for loan losses | 5,387,000 | 5,882,000 | 6,492,000 | 6,504,000 |
| Securities available for sale | 68,971,000 | 76,258,000 | 75,078,000 | 74,926,000 |
| Securities held to maturity | 23,545,000 | 19,331,000 | 19,772,000 | 19,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 586,590,000 | 591,568,000 | 645,024,000 | 676,246,000 |
| Interest-bearing deposits | 401,931,000 | 394,632,000 | 442,928,000 | 469,395,000 |
| Noninterest-bearing deposits | 184,659,000 | 196,936,000 | 202,096,000 | 206,851,000 |
| Equity capital | 58,949,000 | 59,799,000 | 63,801,000 | 65,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 11,034,000 | 22,629,000 | 35,319,000 | 48,580,000 |
| Interest expense | 2,112,000 | 4,347,000 | 6,992,000 | 10,319,000 |
| Net interest income | 8,922,000 | 18,282,000 | 28,327,000 | 38,261,000 |
| Noninterest income | 1,275,000 | 2,682,000 | 3,926,000 | 5,347,000 |
| Noninterest expense | 6,010,000 | 12,306,000 | 18,487,000 | 25,254,000 |
| Provision for loan losses | 575,000 | 1,095,000 | 2,036,000 | 2,419,000 |
| Pretax income | 3,607,000 | 7,576,000 | 11,743,000 | 15,948,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,607,000 | 7,576,000 | 11,743,000 | 15,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,043,000 | 60,558,000 | 64,860,000 | 66,465,000 |
| Total capital | 65,430,000 | 66,440,000 | 71,352,000 | 72,969,000 |
| Risk-weighted assets | 598,829,000 | 630,693,000 | 667,410,000 | 696,354,000 |
Machine access — free, no API key
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