Call reports 2004
CITYWIDE BANKS — 2004
What CITYWIDE BANKS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 619,559,000 | 647,712,000 | 734,435,000 | 729,730,000 |
| Total loans | 469,983,000 | 476,684,000 | 514,074,000 | 533,614,000 |
| Allowance for loan losses | 4,782,000 | 5,345,000 | 4,598,000 | 4,916,000 |
| Securities available for sale | 43,721,000 | 53,936,000 | 92,092,000 | 105,808,000 |
| Securities held to maturity | 34,647,000 | 34,196,000 | 29,351,000 | 26,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,598,000 | 543,274,000 | 615,790,000 | 603,074,000 |
| Interest-bearing deposits | 355,053,000 | 373,919,000 | 426,721,000 | 412,948,000 |
| Noninterest-bearing deposits | 160,545,000 | 169,355,000 | 189,069,000 | 190,126,000 |
| Equity capital | 48,591,000 | 48,215,000 | 53,943,000 | 56,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 8,399,000 | 17,894,000 | 27,349,000 | 38,094,000 |
| Interest expense | 1,531,000 | 3,070,000 | 4,743,000 | 6,591,000 |
| Net interest income | 6,868,000 | 14,824,000 | 22,606,000 | 31,503,000 |
| Noninterest income | 1,538,000 | 3,032,000 | 4,375,000 | 5,729,000 |
| Noninterest expense | 5,126,000 | 10,849,000 | 16,394,000 | 22,365,000 |
| Provision for loan losses | 885,000 | 2,136,000 | 2,563,000 | 3,163,000 |
| Pretax income | 2,484,000 | 4,960,000 | 8,114,000 | 11,782,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,484,000 | 4,960,000 | 8,114,000 | 11,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,984,000 | 48,527,000 | 53,728,000 | 56,396,000 |
| Total capital | 52,766,000 | 53,872,000 | 58,326,000 | 61,312,000 |
| Risk-weighted assets | 520,143,000 | 534,354,000 | 582,935,000 | 592,862,000 |
Machine access — free, no API key
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