Call reports 2003
CITYWIDE BANKS — 2003
What CITYWIDE BANKS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 554,497,000 | 562,132,000 | 564,173,000 | 589,354,000 |
| Total loans | 402,108,000 | 417,568,000 | 418,725,000 | 444,609,000 |
| Allowance for loan losses | 4,691,000 | 4,389,000 | 4,440,000 | 4,676,000 |
| Securities available for sale | 25,066,000 | 38,543,000 | 44,676,000 | 43,451,000 |
| Securities held to maturity | 58,154,000 | 41,475,000 | 37,981,000 | 36,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,845,000 | 471,242,000 | 468,807,000 | 490,883,000 |
| Interest-bearing deposits | 326,135,000 | 325,947,000 | 319,091,000 | 333,945,000 |
| Noninterest-bearing deposits | 137,710,000 | 145,295,000 | 149,716,000 | 156,938,000 |
| Equity capital | 45,141,000 | 46,056,000 | 47,156,000 | 47,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,283,000 | 16,976,000 | 25,434,000 | 34,279,000 |
| Interest expense | 1,722,000 | 3,512,000 | 5,051,000 | 6,557,000 |
| Net interest income | 6,561,000 | 13,464,000 | 20,383,000 | 27,722,000 |
| Noninterest income | 1,299,000 | 2,336,000 | 3,346,000 | 4,573,000 |
| Noninterest expense | 4,779,000 | 9,769,000 | 14,811,000 | 20,443,000 |
| Provision for loan losses | 0 | 0 | 140,000 | 524,000 |
| Pretax income | 3,081,000 | 6,031,000 | 8,778,000 | 11,398,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,081,000 | 6,031,000 | 8,778,000 | 11,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,575,000 | 44,875,000 | 46,269,000 | 47,461,000 |
| Total capital | 49,266,000 | 49,264,000 | 50,709,000 | 52,137,000 |
| Risk-weighted assets | 448,132,000 | 453,455,000 | 467,771,000 | 497,638,000 |
Machine access — free, no API key
Every figure shown here about CITYWIDE BANKS — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.