Call reports 2026
RIVERSIDE BANK — 2026
What RIVERSIDE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 70,182,000 | 73,912,000 |
| Total loans | 57,239,000 | 62,577,000 |
| Allowance for loan losses | 142,000 | 184,000 |
| Securities available for sale | 1,310,000 | 1,166,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 58,220,000 | 56,643,000 |
| Interest-bearing deposits | 49,788,000 | 48,840,000 |
| Noninterest-bearing deposits | 8,432,000 | 7,803,000 |
| Equity capital | 11,562,000 | 11,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,188,000 | 2,443,000 |
| Interest expense | 426,000 | 860,000 |
| Net interest income | 762,000 | 1,583,000 |
| Noninterest income | 77,000 | 205,000 |
| Noninterest expense | 604,000 | 1,197,000 |
| Provision for loan losses | 42,000 | 83,000 |
| Pretax income | 193,000 | 508,000 |
| Income tax | 44,000 | 106,000 |
| Net income | 149,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,200,000 | 8,462,000 |
| Total capital | 8,342,000 | 8,646,000 |
| Risk-weighted assets | 51,125,000 | 55,717,000 |