Call reports 2025
RIVERSIDE BANK — 2025
What RIVERSIDE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 68,626,000 | 71,036,000 | 72,501,000 | 71,824,000 |
| Total loans | 47,349,000 | 51,345,000 | 56,481,000 | 55,486,000 |
| Allowance for loan losses | 503,000 | 17,000 | 59,000 | 100,000 |
| Securities available for sale | 1,619,000 | 1,564,000 | 1,585,000 | 1,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,215,000 | 59,454,000 | 59,890,000 | 60,064,000 |
| Interest-bearing deposits | 47,748,000 | 50,902,000 | 52,524,000 | 49,995,000 |
| Noninterest-bearing deposits | 7,467,000 | 8,552,000 | 7,366,000 | 10,069,000 |
| Equity capital | 10,200,000 | 10,346,000 | 11,277,000 | 11,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,392,000 | 3,650,000 | 4,886,000 |
| Interest expense | 513,000 | 1,021,000 | 1,520,000 | 2,007,000 |
| Net interest income | 658,000 | 1,371,000 | 2,130,000 | 2,879,000 |
| Noninterest income | 58,000 | 131,000 | 203,000 | 282,000 |
| Noninterest expense | 539,000 | 1,088,000 | 1,655,000 | 2,256,000 |
| Provision for loan losses | 0 | 14,000 | 56,000 | 97,000 |
| Pretax income | 177,000 | 400,000 | 622,000 | 808,000 |
| Income tax | 41,000 | 93,000 | 144,000 | 188,000 |
| Net income | 136,000 | 307,000 | 478,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,846,000 | 6,961,000 | 7,892,000 | 8,043,000 |
| Total capital | 7,349,000 | 6,978,000 | 7,951,000 | 8,143,000 |
| Risk-weighted assets | 43,039,000 | 45,744,000 | 48,639,000 | 49,128,000 |