Call reports 2024
RIVERSIDE BANK — 2024
What RIVERSIDE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 60,583,000 | 60,237,000 | 59,948,000 | 61,937,000 |
| Total loans | 52,922,000 | 52,992,000 | 53,352,000 | 51,187,000 |
| Allowance for loan losses | 501,000 | 501,000 | 502,000 | 500,000 |
| Securities available for sale | 1,657,000 | 1,651,000 | 1,688,000 | 1,592,000 |
| Securities held to maturity | 250,000 | 250,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,784,000 | 50,553,000 | 51,018,000 | 53,119,000 |
| Interest-bearing deposits | 45,282,000 | 44,090,000 | 44,736,000 | 47,132,000 |
| Noninterest-bearing deposits | 6,502,000 | 6,463,000 | 6,282,000 | 5,987,000 |
| Equity capital | 5,431,000 | 5,474,000 | 5,694,000 | 5,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 1,966,000 | 3,016,000 | 4,063,000 |
| Interest expense | 414,000 | 842,000 | 1,283,000 | 1,730,000 |
| Net interest income | 579,000 | 1,124,000 | 1,733,000 | 2,333,000 |
| Noninterest income | 54,000 | 150,000 | 207,000 | 251,000 |
| Noninterest expense | 413,000 | 828,000 | 1,246,000 | 1,680,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000 |
| Pretax income | 220,000 | 446,000 | 694,000 | 906,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 220,000 | 446,000 | 694,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,409,000 | 5,450,000 | 5,607,000 | 5,317,000 |
| Total capital | 5,910,000 | 5,951,000 | 6,109,000 | 5,817,000 |
| Risk-weighted assets | 42,855,000 | 43,015,000 | 43,139,000 | 42,881,000 |