Call reports 2023
RIVERSIDE BANK — 2023
What RIVERSIDE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 61,851,000 | 59,389,000 | 59,857,000 | 61,538,000 |
| Total loans | 53,428,000 | 51,244,000 | 51,591,000 | 54,150,000 |
| Allowance for loan losses | 511,000 | 511,000 | 501,000 | 501,000 |
| Securities available for sale | 1,755,000 | 1,712,000 | 1,638,000 | 1,665,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,213,000 | 50,679,000 | 50,997,000 | 51,672,000 |
| Interest-bearing deposits | 45,667,000 | 43,328,000 | 44,456,000 | 45,156,000 |
| Noninterest-bearing deposits | 7,546,000 | 7,351,000 | 6,541,000 | 6,516,000 |
| Equity capital | 5,506,000 | 5,572,000 | 5,679,000 | 5,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 892,000 | 1,803,000 | 2,711,000 | 3,696,000 |
| Interest expense | 277,000 | 593,000 | 940,000 | 1,335,000 |
| Net interest income | 615,000 | 1,210,000 | 1,771,000 | 2,361,000 |
| Noninterest income | 36,000 | 95,000 | 165,000 | 231,000 |
| Noninterest expense | 438,000 | 864,000 | 1,275,000 | 1,698,000 |
| Provision for loan losses | 0 | 0 | -10,000 | -10,000 |
| Pretax income | 213,000 | 442,000 | 672,000 | 905,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 213,000 | 442,000 | 672,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,468,000 | 5,527,000 | 5,707,000 | 5,589,000 |
| Total capital | 5,979,000 | 6,038,000 | 6,208,000 | 6,090,000 |
| Risk-weighted assets | 45,435,000 | 43,975,000 | 43,398,000 | 44,309,000 |