Call reports 2021
RIVERSIDE BANK — 2021
What RIVERSIDE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 62,210,000 | 61,518,000 | 61,962,000 | 62,136,000 |
| Total loans | 49,022,000 | 48,040,000 | 48,349,000 | 53,072,000 |
| Allowance for loan losses | 479,000 | 478,000 | 478,000 | 479,000 |
| Securities available for sale | 1,399,000 | 1,385,000 | 1,858,000 | 1,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,395,000 | 52,593,000 | 53,099,000 | 53,093,000 |
| Interest-bearing deposits | 45,512,000 | 44,693,000 | 44,873,000 | 45,719,000 |
| Noninterest-bearing deposits | 7,883,000 | 7,900,000 | 8,226,000 | 7,374,000 |
| Equity capital | 5,609,000 | 5,679,000 | 5,711,000 | 5,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,416,000 | 2,018,000 | 2,708,000 |
| Interest expense | 164,000 | 313,000 | 451,000 | 580,000 |
| Net interest income | 491,000 | 1,103,000 | 1,567,000 | 2,128,000 |
| Noninterest income | 323,000 | 508,000 | 795,000 | 1,028,000 |
| Noninterest expense | 432,000 | 855,000 | 1,285,000 | 1,743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 388,000 | 762,000 | 1,083,000 | 1,422,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 762,000 | 1,083,000 | 1,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,417,000 | 5,481,000 | 5,512,000 | 5,601,000 |
| Total capital | 5,896,000 | 5,959,000 | 5,990,000 | 6,080,000 |
| Risk-weighted assets | 44,517,000 | 45,580,000 | 45,506,000 | 47,526,000 |