Call reports 2020
RIVERSIDE BANK — 2020
What RIVERSIDE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 60,404,000 | 64,083,000 | 63,470,000 | 61,327,000 |
| Total loans | 52,936,000 | 52,041,000 | 52,005,000 | 52,140,000 |
| Allowance for loan losses | 483,000 | 483,000 | 479,000 | 479,000 |
| Securities available for sale | 1,206,000 | 1,201,000 | 1,207,000 | 1,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,195,000 | 53,786,000 | 54,614,000 | 52,467,000 |
| Interest-bearing deposits | 47,150,000 | 47,131,000 | 48,702,000 | 46,577,000 |
| Noninterest-bearing deposits | 5,046,000 | 6,655,000 | 5,912,000 | 5,890,000 |
| Equity capital | 5,518,000 | 5,619,000 | 5,652,000 | 5,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,581,000 | 2,284,000 | 2,982,000 |
| Interest expense | 252,000 | 483,000 | 702,000 | 893,000 |
| Net interest income | 545,000 | 1,098,000 | 1,582,000 | 2,089,000 |
| Noninterest income | 177,000 | 471,000 | 742,000 | 972,000 |
| Noninterest expense | 416,000 | 842,000 | 1,255,000 | 1,686,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 306,000 | 727,000 | 1,069,000 | 1,375,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 306,000 | 727,000 | 1,069,000 | 1,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,345,000 | 5,451,000 | 5,478,000 | 5,503,000 |
| Total capital | 5,828,000 | 5,934,000 | 5,957,000 | 5,982,000 |
| Risk-weighted assets | 45,605,000 | 45,397,000 | 45,260,000 | 46,169,000 |