Call reports 2019
RIVERSIDE BANK — 2019
What RIVERSIDE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 62,341,000 | 61,207,000 | 60,238,000 | 60,349,000 |
| Total loans | 55,219,000 | 53,695,000 | 53,609,000 | 52,229,000 |
| Allowance for loan losses | 471,000 | 482,000 | 483,000 | 483,000 |
| Securities available for sale | 1,191,000 | 1,210,000 | 1,221,000 | 1,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,978,000 | 49,538,000 | 48,665,000 | 51,958,000 |
| Interest-bearing deposits | 46,386,000 | 44,440,000 | 43,462,000 | 47,207,000 |
| Noninterest-bearing deposits | 5,592,000 | 5,098,000 | 5,203,000 | 4,751,000 |
| Equity capital | 5,234,000 | 5,278,000 | 5,414,000 | 5,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,709,000 | 2,500,000 | 3,281,000 |
| Interest expense | 249,000 | 504,000 | 766,000 | 1,021,000 |
| Net interest income | 638,000 | 1,205,000 | 1,734,000 | 2,260,000 |
| Noninterest income | 121,000 | 350,000 | 609,000 | 873,000 |
| Noninterest expense | 429,000 | 855,000 | 1,274,000 | 1,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 374,000 | 744,000 | 1,113,000 | 1,437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 374,000 | 744,000 | 1,113,000 | 1,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,081,000 | 5,106,000 | 5,230,000 | 5,554,000 |
| Total capital | 5,552,000 | 5,588,000 | 5,713,000 | 6,037,000 |
| Risk-weighted assets | 47,218,000 | 46,522,000 | 46,663,000 | 45,821,000 |