Call reports 2018
RIVERSIDE BANK — 2018
What RIVERSIDE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 60,703,000 | 61,989,000 | 62,585,000 | 62,570,000 |
| Total loans | 53,954,000 | 54,868,000 | 54,910,000 | 55,131,000 |
| Allowance for loan losses | 556,000 | 471,000 | 471,000 | 471,000 |
| Securities available for sale | 999,000 | 1,000,000 | 1,174,000 | 1,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,881,000 | 52,493,000 | 51,248,000 | 50,473,000 |
| Interest-bearing deposits | 44,049,000 | 47,002,000 | 46,059,000 | 45,677,000 |
| Noninterest-bearing deposits | 5,832,000 | 5,491,000 | 5,189,000 | 4,796,000 |
| Equity capital | 5,153,000 | 5,208,000 | 5,293,000 | 5,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,679,000 | 2,560,000 | 3,459,000 |
| Interest expense | 162,000 | 332,000 | 577,000 | 806,000 |
| Net interest income | 708,000 | 1,347,000 | 1,983,000 | 2,653,000 |
| Noninterest income | 78,000 | 247,000 | 361,000 | 464,000 |
| Noninterest expense | 416,000 | 825,000 | 1,226,000 | 1,644,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 376,000 | 775,000 | 1,124,000 | 1,479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 376,000 | 775,000 | 1,124,000 | 1,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,014,000 | 5,068,000 | 5,172,000 | 5,227,000 |
| Total capital | 5,570,000 | 5,539,000 | 5,643,000 | 5,698,000 |
| Risk-weighted assets | 46,262,000 | 46,866,000 | 47,663,000 | 47,584,000 |