Call reports 2017
RIVERSIDE BANK — 2017
What RIVERSIDE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 58,686,000 | 58,338,000 | 59,158,000 | 60,261,000 |
| Total loans | 48,354,000 | 51,071,000 | 53,474,000 | 54,274,000 |
| Allowance for loan losses | 497,000 | 539,000 | 536,000 | 536,000 |
| Securities available for sale | 1,018,000 | 1,287,000 | 1,295,000 | 1,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,555,000 | 52,118,000 | 51,926,000 | 50,908,000 |
| Interest-bearing deposits | 45,802,000 | 45,099,000 | 45,949,000 | 45,409,000 |
| Noninterest-bearing deposits | 4,753,000 | 7,019,000 | 5,977,000 | 5,499,000 |
| Equity capital | 5,072,000 | 5,124,000 | 5,343,000 | 5,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,559,000 | 2,353,000 | 3,257,000 |
| Interest expense | 146,000 | 297,000 | 451,000 | 619,000 |
| Net interest income | 584,000 | 1,262,000 | 1,902,000 | 2,638,000 |
| Noninterest income | 132,000 | 250,000 | 378,000 | 480,000 |
| Noninterest expense | 418,000 | 836,000 | 1,244,000 | 1,663,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 298,000 | 676,000 | 1,036,000 | 1,455,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 676,000 | 1,036,000 | 1,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,916,000 | 4,949,000 | 5,159,000 | 5,158,000 |
| Total capital | 5,413,000 | 5,485,000 | 5,695,000 | 5,694,000 |
| Risk-weighted assets | 42,627,000 | 42,884,000 | 44,219,000 | 45,714,000 |