Call reports 2015
RIVERSIDE BANK — 2015
What RIVERSIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,670,000 | 58,390,000 | 61,391,000 | 58,714,000 |
| Total loans | 51,954,000 | 53,001,000 | 55,693,000 | 52,866,000 |
| Allowance for loan losses | 486,000 | 486,000 | 486,000 | 486,000 |
| Securities available for sale | 716,000 | 698,000 | 709,000 | 719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,083,000 | 47,279,000 | 49,040,000 | 50,041,000 |
| Interest-bearing deposits | 42,875,000 | 42,772,000 | 45,044,000 | 45,761,000 |
| Noninterest-bearing deposits | 4,208,000 | 4,506,000 | 3,996,000 | 4,280,000 |
| Equity capital | 5,450,000 | 5,481,000 | 5,539,000 | 5,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,631,000 | 2,537,000 | 3,339,000 |
| Interest expense | 131,000 | 251,000 | 388,000 | 532,000 |
| Net interest income | 678,000 | 1,380,000 | 2,149,000 | 2,807,000 |
| Noninterest income | 180,000 | 317,000 | 410,000 | 559,000 |
| Noninterest expense | 447,000 | 866,000 | 1,277,000 | 1,701,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 411,000 | 831,000 | 1,282,000 | 1,665,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 411,000 | 831,000 | 1,282,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,300,000 | 5,350,000 | 5,395,000 | 5,404,000 |
| Total capital | 5,786,000 | 5,836,000 | 5,881,000 | 5,890,000 |
| Risk-weighted assets | 46,369,000 | 45,359,000 | 47,865,000 | 45,607,000 |