Call reports 2014
RIVERSIDE BANK — 2014
What RIVERSIDE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 56,831,000 | 59,067,000 | 59,943,000 | 57,924,000 |
| Total loans | 47,719,000 | 53,354,000 | 54,215,000 | 52,328,000 |
| Allowance for loan losses | 510,000 | 510,000 | 484,000 | 486,000 |
| Securities available for sale | 696,000 | 721,000 | 729,000 | 732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,387,000 | 52,688,000 | 51,343,000 | 48,213,000 |
| Interest-bearing deposits | 46,200,000 | 47,916,000 | 46,537,000 | 44,454,000 |
| Noninterest-bearing deposits | 4,187,000 | 4,772,000 | 4,806,000 | 3,759,000 |
| Equity capital | 5,342,000 | 5,289,000 | 5,506,000 | 5,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,632,000 | 2,505,000 | 3,351,000 |
| Interest expense | 137,000 | 283,000 | 425,000 | 568,000 |
| Net interest income | 604,000 | 1,349,000 | 2,080,000 | 2,783,000 |
| Noninterest income | 156,000 | 253,000 | 402,000 | 541,000 |
| Noninterest expense | 394,000 | 783,000 | 1,200,000 | 1,633,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 366,000 | 819,000 | 1,282,000 | 1,691,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 366,000 | 819,000 | 1,282,000 | 1,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,224,000 | 5,146,000 | 5,355,000 | 5,464,000 |
| Total capital | 5,734,000 | 5,656,000 | 5,839,000 | 5,950,000 |
| Risk-weighted assets | 42,246,000 | 43,928,000 | 44,526,000 | 44,077,000 |