Call reports 2025
NEXBANK — 2025
What NEXBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 13,909,181,000 | 14,182,375,000 | 14,443,066,000 | 13,937,262,000 |
| Total loans | 8,928,724,000 | 9,545,802,000 | 9,299,591,000 | 9,488,946,000 |
| Allowance for loan losses | 35,874,000 | 36,616,000 | 38,923,000 | 40,510,000 |
| Securities available for sale | 3,070,706,000 | 2,898,219,000 | 2,539,595,000 | 2,346,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,602,877,000 | 10,695,074,000 | 11,255,956,000 | 10,798,449,000 |
| Interest-bearing deposits | 8,975,641,000 | 8,823,474,000 | 8,937,360,000 | 9,298,588,000 |
| Noninterest-bearing deposits | 1,627,236,000 | 1,871,600,000 | 2,318,596,000 | 1,499,861,000 |
| Equity capital | 1,310,982,000 | 1,293,691,000 | 1,249,824,000 | 1,207,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 166,056,000 | 334,498,000 | 494,153,000 | 648,999,000 |
| Interest expense | 96,752,000 | 189,802,000 | 273,223,000 | 356,806,000 |
| Net interest income | 69,304,000 | 144,696,000 | 220,930,000 | 292,193,000 |
| Noninterest income | 20,483,000 | 45,846,000 | 78,256,000 | 89,735,000 |
| Noninterest expense | 37,528,000 | 76,139,000 | 117,022,000 | 159,212,000 |
| Provision for loan losses | -235,000 | 614,000 | 4,032,000 | 6,835,000 |
| Pretax income | 59,450,000 | 119,009,000 | 184,684,000 | 222,238,000 |
| Income tax | 14,077,000 | 27,543,000 | 43,366,000 | 57,453,000 |
| Net income | 45,373,000 | 91,466,000 | 141,318,000 | 164,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,352,888,000 | 1,348,981,000 | 1,298,833,000 | 1,252,299,000 |
| Total capital | 1,388,902,000 | 1,385,739,000 | 1,337,938,000 | 1,292,943,000 |
| Risk-weighted assets | 8,782,352,000 | 8,827,918,000 | 8,425,924,000 | 8,564,602,000 |