Call reports 2026
BANK OF LINDSAY — 2026
What BANK OF LINDSAY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 100,917,000 | 97,884,000 |
| Total loans | 79,192,000 | 78,921,000 |
| Allowance for loan losses | 770,000 | 770,000 |
| Securities available for sale | 2,095,000 | 1,929,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 74,158,000 | 71,181,000 |
| Interest-bearing deposits | 61,058,000 | 58,323,000 |
| Noninterest-bearing deposits | 13,100,000 | 12,858,000 |
| Equity capital | 9,210,000 | 9,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,244,000 | 2,506,000 |
| Interest expense | 578,000 | 1,153,000 |
| Net interest income | 666,000 | 1,353,000 |
| Noninterest income | 203,000 | 416,000 |
| Noninterest expense | 773,000 | 1,470,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 96,000 | 299,000 |
| Income tax | 29,000 | 67,000 |
| Net income | 67,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,532,000 | 9,698,000 |
| Total capital | 10,302,000 | 10,468,000 |
| Risk-weighted assets | 87,096,000 | 87,819,000 |