Call reports 2024
BANK OF LINDSAY — 2024
What BANK OF LINDSAY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 85,943,000 | 92,194,000 | 97,596,000 | 102,292,000 |
| Total loans | 73,874,000 | 77,074,000 | 80,998,000 | 87,629,000 |
| Allowance for loan losses | 770,000 | 770,000 | 770,000 | 770,000 |
| Securities available for sale | 2,778,000 | 2,636,000 | 2,645,000 | 2,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,369,000 | 61,619,000 | 65,351,000 | 66,286,000 |
| Interest-bearing deposits | 48,182,000 | 48,936,000 | 52,774,000 | 51,373,000 |
| Noninterest-bearing deposits | 15,187,000 | 12,683,000 | 12,577,000 | 14,913,000 |
| Equity capital | 8,575,000 | 8,778,000 | 9,022,000 | 9,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,468,000 | 3,772,000 | 5,168,000 |
| Interest expense | 558,000 | 1,104,000 | 1,706,000 | 2,391,000 |
| Net interest income | 648,000 | 1,364,000 | 2,066,000 | 2,777,000 |
| Noninterest income | 203,000 | 392,000 | 592,000 | 1,596,000 |
| Noninterest expense | 658,000 | 1,346,000 | 2,017,000 | 3,655,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 410,000 | 641,000 | 718,000 |
| Income tax | 45,000 | 96,000 | 149,000 | 99,000 |
| Net income | 148,000 | 314,000 | 492,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,045,000 | 9,211,000 | 9,376,000 | 9,478,000 |
| Total capital | 9,815,000 | 9,981,000 | 10,146,000 | 10,248,000 |
| Risk-weighted assets | 80,675,000 | 84,797,000 | 88,480,000 | 96,118,000 |