Call reports 2022
BANK OF LINDSAY — 2022
What BANK OF LINDSAY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 81,012,000 | 77,587,000 | 79,490,000 | 89,746,000 |
| Total loans | 66,497,000 | 64,181,000 | 67,026,000 | 74,735,000 |
| Allowance for loan losses | 463,000 | 463,000 | 463,000 | 463,000 |
| Securities available for sale | 4,251,000 | 3,692,000 | 3,454,000 | 3,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,156,000 | 57,544,000 | 53,762,000 | 62,049,000 |
| Interest-bearing deposits | 41,940,000 | 40,919,000 | 39,188,000 | 44,389,000 |
| Noninterest-bearing deposits | 19,216,000 | 16,625,000 | 14,574,000 | 17,660,000 |
| Equity capital | 8,628,000 | 8,506,000 | 8,624,000 | 8,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,348,000 | 2,125,000 | 3,092,000 |
| Interest expense | 106,000 | 214,000 | 340,000 | 597,000 |
| Net interest income | 553,000 | 1,134,000 | 1,785,000 | 2,495,000 |
| Noninterest income | 173,000 | 403,000 | 591,000 | 1,463,000 |
| Noninterest expense | 611,000 | 1,257,000 | 1,871,000 | 3,380,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 115,000 | 280,000 | 505,000 | 578,000 |
| Income tax | 30,000 | 77,000 | 120,000 | 57,000 |
| Net income | 85,000 | 203,000 | 385,000 | 521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,802,000 | 8,920,000 | 9,102,000 | 9,237,000 |
| Total capital | 9,265,000 | 9,383,000 | 9,565,000 | 9,700,000 |
| Risk-weighted assets | 72,729,000 | 70,341,000 | 73,032,000 | 81,872,000 |