Call reports 2021
BANK OF LINDSAY — 2021
What BANK OF LINDSAY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 74,797,000 | 71,660,000 | 76,417,000 | 88,573,000 |
| Total loans | 64,379,000 | 58,618,000 | 63,245,000 | 75,072,000 |
| Allowance for loan losses | 463,000 | 463,000 | 463,000 | 463,000 |
| Securities available for sale | 1,621,000 | 1,516,000 | 4,954,000 | 4,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,588,000 | 53,295,000 | 52,978,000 | 61,415,000 |
| Interest-bearing deposits | 41,201,000 | 39,624,000 | 40,745,000 | 44,170,000 |
| Noninterest-bearing deposits | 16,387,000 | 13,671,000 | 12,233,000 | 17,245,000 |
| Equity capital | 8,761,000 | 8,965,000 | 9,090,000 | 8,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,169,000 | 2,367,000 | 3,028,000 |
| Interest expense | 131,000 | 233,000 | 333,000 | 433,000 |
| Net interest income | 456,000 | 936,000 | 2,034,000 | 2,595,000 |
| Noninterest income | 559,000 | 923,000 | 572,000 | 1,170,000 |
| Noninterest expense | 806,000 | 1,385,000 | 1,967,000 | 3,296,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 209,000 | 474,000 | 639,000 | 469,000 |
| Income tax | 50,000 | 110,000 | 140,000 | 105,000 |
| Net income | 159,000 | 364,000 | 499,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,687,000 | 8,892,000 | 9,026,000 | 8,892,000 |
| Total capital | 9,150,000 | 9,355,000 | 9,489,000 | 9,355,000 |
| Risk-weighted assets | 65,039,000 | 63,623,000 | 68,814,000 | 81,432,000 |