Call reports 2018
BANK OF LINDSAY — 2018
What BANK OF LINDSAY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,155,000 | 66,379,000 | 68,539,000 | 75,179,000 |
| Total loans | 57,081,000 | 55,341,000 | 57,371,000 | 60,112,000 |
| Allowance for loan losses | 470,000 | 470,000 | 465,000 | 465,000 |
| Securities available for sale | 514,000 | 486,000 | 2,394,000 | 2,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,962,000 | 47,744,000 | 49,515,000 | 54,183,000 |
| Interest-bearing deposits | 39,604,000 | 39,252,000 | 41,643,000 | 41,260,000 |
| Noninterest-bearing deposits | 9,358,000 | 8,492,000 | 7,872,000 | 12,923,000 |
| Equity capital | 8,013,000 | 8,252,000 | 8,370,000 | 8,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,427,000 | 2,191,000 | 3,008,000 |
| Interest expense | 165,000 | 339,000 | 566,000 | 837,000 |
| Net interest income | 549,000 | 1,088,000 | 1,625,000 | 2,171,000 |
| Noninterest income | 140,000 | 289,000 | 396,000 | 774,000 |
| Noninterest expense | 567,000 | 995,000 | 1,434,000 | 2,378,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 382,000 | 587,000 | 567,000 |
| Income tax | 40,000 | 60,000 | 135,000 | 130,000 |
| Net income | 82,000 | 322,000 | 452,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,025,000 | 8,265,000 | 8,395,000 | 8,380,000 |
| Total capital | 8,495,000 | 8,735,000 | 8,860,000 | 8,845,000 |
| Risk-weighted assets | 59,908,000 | 58,502,000 | 61,112,000 | 65,912,000 |