Call reports 2017
BANK OF LINDSAY — 2017
What BANK OF LINDSAY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 67,735,000 | 62,874,000 | 66,040,000 | 74,414,000 |
| Total loans | 61,518,000 | 55,723,000 | 58,587,000 | 65,791,000 |
| Allowance for loan losses | 395,000 | 395,000 | 395,000 | 470,000 |
| Securities available for sale | 658,000 | 622,000 | 588,000 | 551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,986,000 | 45,578,000 | 47,601,000 | 52,036,000 |
| Interest-bearing deposits | 32,915,000 | 35,074,000 | 38,702,000 | 40,648,000 |
| Noninterest-bearing deposits | 11,071,000 | 10,504,000 | 8,899,000 | 11,388,000 |
| Equity capital | 6,960,000 | 7,157,000 | 7,337,000 | 7,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,357,000 | 2,091,000 | 2,856,000 |
| Interest expense | 108,000 | 224,000 | 367,000 | 537,000 |
| Net interest income | 537,000 | 1,133,000 | 1,724,000 | 2,319,000 |
| Noninterest income | 142,000 | 284,000 | 423,000 | 783,000 |
| Noninterest expense | 563,000 | 967,000 | 1,397,000 | 2,247,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 116,000 | 450,000 | 750,000 | 780,000 |
| Income tax | 0 | 140,000 | 260,000 | 185,000 |
| Net income | 116,000 | 310,000 | 490,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,964,000 | 7,158,000 | 7,338,000 | 7,943,000 |
| Total capital | 7,359,000 | 7,553,000 | 7,733,000 | 8,413,000 |
| Risk-weighted assets | 64,084,000 | 58,766,000 | 61,447,000 | 69,776,000 |