Call reports 2011
BANK OF LINDSAY — 2011
What BANK OF LINDSAY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 33,658,000 | 35,772,000 | 34,151,000 | 40,524,000 |
| Total loans | 25,977,000 | 27,750,000 | 27,934,000 | 32,596,000 |
| Allowance for loan losses | 159,000 | 159,000 | 158,000 | 158,000 |
| Securities available for sale | 3,874,000 | 3,903,000 | 2,400,000 | 1,400,000 |
| Securities held to maturity | 958,000 | 758,000 | 757,000 | 757,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,483,000 | 26,536,000 | 25,849,000 | 28,198,000 |
| Interest-bearing deposits | 19,612,000 | 18,732,000 | 18,542,000 | 17,493,000 |
| Noninterest-bearing deposits | 7,871,000 | 7,804,000 | 7,307,000 | 10,705,000 |
| Equity capital | 2,690,000 | 2,882,000 | 3,004,000 | 3,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 779,000 | 1,188,000 | 1,614,000 |
| Interest expense | 69,000 | 138,000 | 204,000 | 268,000 |
| Net interest income | 298,000 | 641,000 | 984,000 | 1,346,000 |
| Noninterest income | 120,000 | 268,000 | 388,000 | 515,000 |
| Noninterest expense | 356,000 | 593,000 | 866,000 | 1,332,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 316,000 | 506,000 | 529,000 |
| Income tax | 19,000 | 100,000 | 166,000 | 191,000 |
| Net income | 43,000 | 216,000 | 340,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,707,000 | 2,880,000 | 3,004,000 | 3,002,000 |
| Total capital | 2,866,000 | 3,039,000 | 3,162,000 | 3,160,000 |
| Risk-weighted assets | 28,263,000 | 30,250,000 | 29,991,000 | 35,069,000 |