Call reports 2006
BANK OF LINDSAY — 2006
What BANK OF LINDSAY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 25,116,000 | 26,758,000 | 27,715,000 | 30,105,000 |
| Total loans | 22,427,000 | 23,717,000 | 24,364,000 | 25,611,000 |
| Allowance for loan losses | 139,000 | 140,000 | 140,000 | 140,000 |
| Securities available for sale | 293,000 | 292,000 | 294,000 | 296,000 |
| Securities held to maturity | 490,000 | 490,000 | 440,000 | 440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,614,000 | 18,697,000 | 18,254,000 | 19,648,000 |
| Interest-bearing deposits | 13,721,000 | 14,826,000 | 15,159,000 | 15,179,000 |
| Noninterest-bearing deposits | 3,893,000 | 3,871,000 | 3,095,000 | 4,469,000 |
| Equity capital | 2,500,000 | 2,573,000 | 2,654,000 | 2,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 854,000 | 1,354,000 | 1,859,000 |
| Interest expense | 144,000 | 322,000 | 544,000 | 772,000 |
| Net interest income | 257,000 | 532,000 | 810,000 | 1,087,000 |
| Noninterest income | 58,000 | 113,000 | 170,000 | 329,000 |
| Noninterest expense | 300,000 | 508,000 | 716,000 | 1,092,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 137,000 | 264,000 | 324,000 |
| Income tax | 0 | 48,000 | 96,000 | 108,000 |
| Net income | 15,000 | 89,000 | 168,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,507,000 | 2,579,000 | 2,660,000 | 2,557,000 |
| Total capital | 2,646,000 | 2,719,000 | 2,800,000 | 2,697,000 |
| Risk-weighted assets | 23,346,000 | 24,753,000 | 25,483,000 | 26,722,000 |
Machine access — free, no API key
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