Call reports 2004
BANK OF LINDSAY — 2004
What BANK OF LINDSAY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 22,232,000 | 22,018,000 | 23,151,000 | 23,342,000 |
| Total loans | 17,193,000 | 18,582,000 | 19,686,000 | 19,649,000 |
| Allowance for loan losses | 178,000 | 178,000 | 141,000 | 139,000 |
| Securities available for sale | 200,000 | 200,000 | 200,000 | 499,000 |
| Securities held to maturity | 708,000 | 808,000 | 808,000 | 508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,891,000 | 18,140,000 | 17,025,000 | 18,714,000 |
| Interest-bearing deposits | 15,463,000 | 15,171,000 | 14,362,000 | 13,815,000 |
| Noninterest-bearing deposits | 3,428,000 | 2,969,000 | 2,663,000 | 4,899,000 |
| Equity capital | 2,325,000 | 2,397,000 | 2,480,000 | 2,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 554,000 | 858,000 | 1,190,000 |
| Interest expense | 50,000 | 100,000 | 147,000 | 207,000 |
| Net interest income | 221,000 | 454,000 | 711,000 | 983,000 |
| Noninterest income | 56,000 | 110,000 | 169,000 | 298,000 |
| Noninterest expense | 288,000 | 472,000 | 656,000 | 984,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | 92,000 | 224,000 | 297,000 |
| Income tax | 0 | 31,000 | 80,000 | 97,000 |
| Net income | -11,000 | 61,000 | 144,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,325,000 | 2,397,000 | 2,480,000 | 2,445,000 |
| Total capital | 2,503,000 | 2,575,000 | 2,621,000 | 2,584,000 |
| Risk-weighted assets | 18,641,000 | 19,632,000 | 20,806,000 | 21,043,000 |
Machine access — free, no API key
Every figure shown here about BANK OF LINDSAY — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.